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Ragavan Sreetharan | Broker or Banker? That’s The Question!

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Ragavan Sreetharan |  Nevertheless you need to know which one is best for you in order to close on a good mortgage deal. A mortgage banker is a direct lender, which lends you its own money, whereas the mortgage broker works as a middleman, who does the loan shopping and analysis on behalf of the borrower and brings the lender and borrower together. There are certain lenders who don’t deal directly with the public, and it is the brokers which get loans from them. Ragavan Sreetharan The consumer’s perspective | Ragavan Sreetharan However from the consumer’s perspective, there’s not any big difference between a mortgage broker and a mortgage banker. Both of them explain the various loan types to the prospective borrowers and help them select one, collect the application and supporting paperwork, and keep in touch with the borrower till the closing day of the deal. Then, why is there so much fuss over a mortgage broker and a mortgage banker? How is a mortgage broker different from a mortg
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Ragavan Sreetharan | Business Bank Account

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Ragavan Sreetharan | For our business transactions we can also use our personal account instead of maintain a separate bank account. But we shall have to take care that the heads for the personal and business expenses are well managed and mentioned. This practice can only be followed in a situation where a person a running a small scale business and there are simple types of expenses and can easily be extracted. Here in this discussion I would like to bring some special facilities offered by different banks for business bank account, into your attention and consideration. Ragavan Sreetharan To promote the banking exposure to the business market and to facilitate their clients most of the banks are providing special offers to the businessmen. In this way they are attracting the businessmen for establishing the accounts for their business transactions. Most of the banks are providing the facility of free online transferring of payments to their stakeholders. Some of the banks are also p
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Raguragavan Sreetharan | Save Money – Easy Tips That Can Benefit You Right Now

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Raguragavan Sreetharan | In many budgeting articles, you often see instructions that everyone should make a budget. That approach appears imply that overspending means there is no budget in place. It may be more helpful for people to gain input on how to realign a budget into one that makes more efficient use of their money. This approach would allow you to review your budget for ways to free up money that you can save. Creating a budget allows you to see where your money is going. Then if you can find $30 each month to cut in expenses, it gives you another $360 in a year that can go to either a debt or savings. (Raguragavan Sreetharan) Sometimes people do not think about cutting expenses in small amounts here and there. But these small amounts can add up. How much money are you wasting? Here are just a few easy saving tips that can re-direct money you may currently be wasting to paying a debt or adding to savings. Raguragavan Sreetharan One area where you can cuts expenses is with you
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Raguragavan Sreetharan | Simple Tips for Beginners in Investing

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Raguragavan Sreetharan | For beginners, investing can be difficult to start with. This is true if the person investing is not knowledgeable about stocks and finance. For those who can relate to this, investing is truly a challenge. These people are often clueless on where and how to start investing or find it deal with investing matters along the way. To help those who would like to invest, here are some simple tips | Raguragavan Sreetharan Raguragavan Sreetharan Before you start investing, it is very important to research. You need to research more about investment itself so that you will gain more knowledge about it. You need to know the benefits and drawbacks of making an investment. Through research, you will also be able to learn more options. Make sure to always carry your reference materials with you. You need to make sure that you are prepared with research materials before you start investing. These reference materials can include books, articles, journals, magazines, and many
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6 Tips For Success As A Trader

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  Raguragavan Sreetharan | If you are new to options trading, you are on the right page. In this article, we are going to share with you 6 tips that will help you be successful as a trader. With these tips on your mind, you can avoid common mistakes and follow the right strategies in order to get closer to your success. Without further ado, let's check out those simple tips. 1.       Don't invest too much   If you want to be successful as a trader, you don't want to put all your money at risk. One day you will retire and you will need plenty of money to lead a good life. Therefore, you may want to invest your money conservatively. Although you can use the money you have saved for a day trade from time to time, always try to be on the safe side. In other words, you should not spend the money that you cannot afford to lose. 2.       Be patient   Raguragavan Sreetharan | Another sign of a successful trader is that they don't trade on a daily basis. So, what
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Ragavan Sreetharan | How to Avail 12-Month Loans in London?

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  WHAT ARE 12-MONTH LOANS? Raguragavan Sreetharan | 12-month loans are a type of short-term loan that has become increasingly popular in recent times. These are designed so as to last for only a year or 12 months to be precise. They are extremely helpful as they help one to accurately budget for the concerned money that they have borrowed as it is known that it must be fully repaid within a year or 12 months. This is the main difference that makes it stand out from other types of short-term loans offered by various direct lenders. These types of loans allow one to borrow a wide range of different sums of money and these types of loans help break up the borrower's loan into 12 manageable repayments that must be repaid on a monthly basis. Small loans are a good way of allowing one to budget for anything unexpected. DESCRIPTION OF 12-MONTH LOANS Raguragavan Sreetharan | The approximate calculated interest for borrowing 100 pounds under such a scheme comes around 13 pounds per
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Raguragavan Sreetharan | Can Filing Bankruptcy Affect My Immigration Status?

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Not a Crime Being in debt is not a crime and will not affect your immigration status in any way. In fact, there are only certain, very serious crimes that could affect your ability to stay in the US. These include: Domestic violence, stalking, crimes against children, drug or human trafficking Moral turpitude (deliberate, willful, reckless conduct that is considered contrary to rules of morality) Aggravated felony (murder, rape, sexual abuse of a minor) Owning controlled substances Espionage, treason, sabotage As long as you’re living honestly and doing what you can to live within your means and take care of your responsibilities and debts, you’ll have no problem. Details Raguragavan Sreetharan  | Laws in America state that you’re presumed innocent until proven guilty, and this applies to bankruptcy proceedings as well. All bankruptcy cases are assigned to a court trustee for review, and part of his or her job is to look for signs of fraud during your 341 Meeting. While the trustee doe
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