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Showing posts from December, 2020

Ragavan Sreetharan | Broker or Banker? That’s The Question!

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Ragavan Sreetharan |  Nevertheless you need to know which one is best for you in order to close on a good mortgage deal. A mortgage banker is a direct lender, which lends you its own money, whereas the mortgage broker works as a middleman, who does the loan shopping and analysis on behalf of the borrower and brings the lender and borrower together. There are certain lenders who don’t deal directly with the public, and it is the brokers which get loans from them. Ragavan Sreetharan The consumer’s perspective | Ragavan Sreetharan However from the consumer’s perspective, there’s not any big difference between a mortgage broker and a mortgage banker. Both of them explain the various loan types to the prospective borrowers and help them select one, collect the application and supporting paperwork, and keep in touch with the borrower till the closing day of the deal. Then, why is there so much fuss over a mortgage broker and a mortgage banker? How is a mortgage broker different from a mortg

Ragavan Sreetharan | Business Bank Account

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Ragavan Sreetharan | For our business transactions we can also use our personal account instead of maintain a separate bank account. But we shall have to take care that the heads for the personal and business expenses are well managed and mentioned. This practice can only be followed in a situation where a person a running a small scale business and there are simple types of expenses and can easily be extracted. Here in this discussion I would like to bring some special facilities offered by different banks for business bank account, into your attention and consideration. Ragavan Sreetharan To promote the banking exposure to the business market and to facilitate their clients most of the banks are providing special offers to the businessmen. In this way they are attracting the businessmen for establishing the accounts for their business transactions. Most of the banks are providing the facility of free online transferring of payments to their stakeholders. Some of the banks are also p

Raguragavan Sreetharan | Save Money – Easy Tips That Can Benefit You Right Now

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Raguragavan Sreetharan | In many budgeting articles, you often see instructions that everyone should make a budget. That approach appears imply that overspending means there is no budget in place. It may be more helpful for people to gain input on how to realign a budget into one that makes more efficient use of their money. This approach would allow you to review your budget for ways to free up money that you can save. Creating a budget allows you to see where your money is going. Then if you can find $30 each month to cut in expenses, it gives you another $360 in a year that can go to either a debt or savings. (Raguragavan Sreetharan) Sometimes people do not think about cutting expenses in small amounts here and there. But these small amounts can add up. How much money are you wasting? Here are just a few easy saving tips that can re-direct money you may currently be wasting to paying a debt or adding to savings. Raguragavan Sreetharan One area where you can cuts expenses is with you

Raguragavan Sreetharan | Simple Tips for Beginners in Investing

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Raguragavan Sreetharan | For beginners, investing can be difficult to start with. This is true if the person investing is not knowledgeable about stocks and finance. For those who can relate to this, investing is truly a challenge. These people are often clueless on where and how to start investing or find it deal with investing matters along the way. To help those who would like to invest, here are some simple tips | Raguragavan Sreetharan Raguragavan Sreetharan Before you start investing, it is very important to research. You need to research more about investment itself so that you will gain more knowledge about it. You need to know the benefits and drawbacks of making an investment. Through research, you will also be able to learn more options. Make sure to always carry your reference materials with you. You need to make sure that you are prepared with research materials before you start investing. These reference materials can include books, articles, journals, magazines, and many